Questions we have answered
Every question below came from someone moving to the US. Each answer shows the sources it came from.
457 answers
- RRSP, FHSA and 401(k) After Moving from Canada to USAn RRSP or FHSA contribution normally will not reduce your 2026 U.S. tax while you contribute to a U.S. 401(k). The 401(k) reduces Canadian tax only in the…
- Cheaper GW Health Insurance Options for F-1 StudentsGW F-1 students can use qualifying U.S. employer or Maryland Marketplace coverage for a waiver, but the plan must provide non-emergency Washington-area care. A $30–$60…
- F4 Visa Move: Costs, Taxes and College OptionsAn F4 Welcome Letter starts NVC processing but does not itself guarantee immediate visa issuance. New LPR families can work and seek federal student aid, while budgeting…
- Can F-1 Students Day Trade Stocks, Forex or Crypto?F-1 students may invest their own money, but frequent activity that becomes a trading business and paid prop-firm trading can be unauthorized employment. CPT or OPT may…
- Can H-1B Workers Day Trade on Margin?Placing 1–2 daily margin trades in your own personal account is not automatically unauthorized H-1B employment. The risk increases if the activity becomes a trading…
- Green Card Mailed but Tracking Is UnavailableAn unavailable tracking number immediately after USCIS mails a Green Card is not, by itself, a reason to file Form I-90. Monitor delivery now and escalate for a…
- Are $1,500–$1,800 NYC Craigslist Sublets Scams?A $1,500–$1,800 NYC studio or 1BR sublet is far below the broad 2026 market benchmark but is not automatically a scam. Verify the address, advertiser, lease, landlord…
- FIU F-1 Costs, Part-Time Work and ICE RiskAn incoming FIU F-1 student should plan mainly for off-campus housing, use FIU’s nine-month housing-and-food benchmark, and work only through authorized routes. ICE…
- EAD Received but Social Security Card Delayed by DHSAn EAD holder’s Social Security card can be delayed by SAVE manual review, mismatched data, or an SSA response that was returned but not applied. Check CaseCheck and ask…
- Nevada TN Social Worker: Job, SSN and License OrderA Canadian social worker can obtain TN status before Nevada licensure because the state license is a post-entry requirement. The workable order is conditional job…
- Canadian TN Entry After Employment Start DateA Canadian TN applicant may enter three weeks after the start date shown in an employment letter; the TN rules contain no enter-by deadline tied to that proposed date.…
- Do Canadian H-4 Dependents Need a Visa?Canadian-citizen spouses and unmarried children under 21 generally do not need advance H-4 visas. They request H-4 admission from CBP at the airport or another U.S. port…
- Opening a Bank Account With Maiden and Married NamesA K-1 entrant with a maiden-name SSN and married-name immigration documents can try an in-person bank review, but no bank must accept the mismatch. The strongest fix is…
- UK Rental GBP to USD: Section 988 Tax ReportingRental-linked GBP converted by a USD-functional California taxpayer generally produces ordinary IRC §988 gain or loss, not a personal $200-exclusion transaction.…
- Opening a Bank Account After a K-1 Name ChangeBank of America does not publish a guarantee for a K-1 entrant whose passport and address documents use different names. Wells Fargo has the clearest branch…
- Can You Use a PO Box for Amex Global Transfer?You cannot use an ordinary P.O. box instead of the U.S. home street address required for Amex Global Transfer. Amex does not publicly confirm whether it accepts a P.O.…
- Best Starter Credit Cards With an ITIN for StudentsInternational students can build U.S. credit with an ITIN, but approval is not automatic. Start with denial notices, then consider Zolve, Chase Freedom Rise, Amex Global…
- Credit Card Options With an ITIN After DenialInternational students can apply for certain credit cards with an ITIN, including Chase options, Capital One preapproval, Zolve, and conditional AmEx Global Card…
- NYC Rental Documents and a $4,500 Hudson Yards BudgetA $4,500 NYC budget is strong for a studio and workable but tight for a one bedroom with in-unit laundry near Hudson Yards. International applicants should prepare photo…
- TN Visa and App Income: Must You Pause Your Apps?TN status does not automatically require removing existing paid apps, but it does not authorize you to operate or maintain a side app business from the United States.…
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