You can apply for SoFi Checking and Savings with an ITIN, but you must also meet its address, age, information, and identity-verification requirements.

Once you're able to apply for SoFi Checking and Savings, we will need you to provide the following: First and Last Name Home address (Physical address in the 50 US states, District of Columbia, or US military states) Date of birth (Must be 18 years or older) Citizenship status (US citizen, permanent resident, non-permanent resident) Social security number or Individual Taxpayer Identification Number (ITIN) Phone number Email address In some cases, we may need additional documentation, such as a copy of your driver's license and/or a current photo to verify your identity.

Next, enter your Date of Birth. Select your citizenship status. Select the Country that issued your citizenship Next, enter your primary address. Enter your Social Security number or Individual Taxpayer Identification Number (ITIN). Select your employment status. Fill out the specifics regarding your employer. Let us know if you're subject to backup withholding taxes. Verify your phone number. Verify the code sent to your phone. Read the legal disclaimer, check the box, and click 'Submit' to complete the application.

SoFi verifies identities through electronic means, also known as non-documentary, as a part of our Customer Identity Program (CIP). If ID can not be verified in this manner, SoFi may also verify your identity through a documentary process, such as requesting copies of ID, address documentation, etc.

To verify your identity, you must provide **valid and unexpired identification documents** . The required documentation varies based on your citizenship or immigration status. **For Non-Permanent Resident Aliens** **Acceptable Documents Include:** A **valid, unexpired visa** (e.g., E-2, E-3, H-1B, J-1, L-1, O-1) **Form I-797A or I-797B** **I-485 receipt or approval notice** (Application to Register Permanent Residence) Must be accompanied by a valid government-issued photo ID

Please contact us [here](https://www.sofi.com/dashboard/contact?product=money) in order for us to send you a secure link. Once you receive the link and click on it, it will take you to a secure document upload page. You will then be able to upload your document. _Please note_ , multiple documents may be uploaded per request, but the files cannot have the same name. (PNG, JPEG, & PDF are acceptable formats.)

Checking and Savings

**Customer Support: [(855) 456-7634](tel:+18554567634)** Mon-Thu 5:00 AM - 7:00 PM PT Fri-Sun 5:00 AM - 5:00 PM PT

(a)(2)(i)(A)(4)(ii)

( _4_ ) Identification number, which shall be: ( _i_ ) For a U.S. person, a taxpayer identification number; or ( _ii_ ) For a non-U.S. person, one or more of the following: A taxpayer identification number; passport number and country of issuance; alien identification card number; or number and country of issuance of any other government-issued document evidencing nationality or residence and bearing a photograph or similar safeguard.

What an ITIN is used for

An ITIN is issued by the IRS for federal tax purposes only. An ITIN **doesn't** : Qualify you for Social Security benefits or the Earned Income Tax Credit Provide or change immigration status Authorize you to work legally in the U.S. Serve as identification outside the federal tax system

Yes, non-U.S. citizens can open a bank account in the U.S. When you open a bank account at Bank of America, you’ll need to provide a physical address where you reside, two forms of unexpired identification and a tax identification number (if applicable). Bank of America does not require a SSN to open a bank account in the U.S. However, you’ll need to provide two forms of identification.

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If you are denied an account based in any part on information from a checking account reporting company, the bank or credit union must give you a notice that includes the name of that company that provided the negative information. Contact the reporting company that was used and request a free copy of your consumer report. File disputes with both the checking account reporting company that created the report and with the financial institution that originally provided the inaccurate information.