I built three years of credit history using an ITIN. I just received my SSN after getting my work permit. How do I transfer or merge my credit history to the SSN so I do not start from zero, and what exactly do I tell each credit bureau?

Yes, you can transfer your three years of credit history from your ,[object Object], to your new ,[object Object],. The credit bureaus permit this, but they do not do it automatically.

You will keep the credit you worked hard to build. Once you notify the bureaus, your credit profile transfers to your new number, so you do not start from zero.

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