Answered October 2026

Your safest retry point is after Equifax confirms your identity review is complete; meanwhile, you can request your Equifax report by phone to check for the Chase account.

“I received my ITIN in September 2026 and was added as an authorized user on a Chase card. I tried registering for myEquifax but got an error and had to submit identity documents. When should I retry registering, and is there a way to check if my Chase AU account has already appeared on my Equifax credit report?”

Summary

The current myEquifax form explicitly accepts an ITIN, so having an ITIN does not automatically rule out registration. Equifax’s public instructions reviewed do not give a fixed waiting period after you submit identity documents.

Your next move depends on whether Equifax has finished reviewing your identity documents.

Review confirmed completeRetry online

Retry myEquifax registration after Equifax confirms the review is complete and enrollment can proceed. Its current form explicitly accepts an ITIN, and a myEquifax account provides free Equifax reports ([registration form](https://my.equifax.com/consumer-registration/UCSC); [free reports](https://www.equifax.com/personal/credit-report-services/free-credit-reports)).

Review pending or error continuesCall now

Call Equifax at 1-888-378-4329 for help with the review and request your free Equifax report while online access remains blocked. Explain that you use an ITIN; Equifax’s verification page expressly offers phone or mail report requests ([Equifax contact](https://www.equifax.com/personal/contact-us); [verification alternatives](https://my.equifax.com/consumer-registration/ACR)).

Use confirmation of your review’s outcome—not a guessed number of days from your September ITIN issuance—as your practical retry cue.

Read the full explanation

Watch out for

The error does not prove the account is missingTreat online identity verification and the contents of your credit report as separate questions. Equifax uses your identifying information to locate your report and verify your identity, and offers phone or mail requests as alternatives to online verification ([Equifax registration](https://my.equifax.com/consumer-registration/UCSC); [Equifax verification](https://my.equifax.com/consumer-registration/ACR)).
Credit Journey is not an Equifax checkChase Credit Journey evaluates your Experian report. Seeing—or not seeing—the Chase account there does not establish whether it appears at Equifax ([Credit Journey terms, updated May 2026](https://static.chasecdn.com/content/dam/legal-agreements/library/en/credit-journey-terms-and-conditions/versions/credit-journey-terms-and-conditions.pdf)).

Next steps

These steps address the identity-review problem and let you verify the Chase account directly.

Now, if you have not received a completion notice

Call Equifax for your review status and report

Call 1-888-378-4329: Monday–Friday, 9 a.m.–9 p.m. Eastern; Saturday–Sunday, 9 a.m.–6 p.m. Eastern. Say: “I submitted identity documents after a myEquifax registration error and use an ITIN. Is my review complete, and can my online enrollment proceed? I also want to request my free Equifax credit report.” Ask whether the documents already submitted are sufficient for that request; do not assume it will be fulfilled before identity verification is resolved ([Equifax contact](https://www.equifax.com/personal/contact-us); [report-request alternatives](https://my.equifax.com/consumer-registration/ACR)).

Requirements

Have your ITIN and identifying information handy.
Have your document-submission date and any confirmation number handy.

If the review is complete

Retry registration when Equifax confirms you can proceed

Retry at https://my.equifax.com/consumer-registration/UCSC and enter your ITIN in the field labeled “SSN or ITIN (XXX-XX-XXXX).” Once enrolled, request your free Equifax report. If Equifax says the review is complete but the error remains, use the support number in step 1 rather than choosing another unsupported waiting period ([registration form](https://my.equifax.com/consumer-registration/UCSC); [free reports](https://www.equifax.com/personal/credit-report-services/free-credit-reports)).

Requirements

Confirmation that the identity review is complete
Your ITIN, name and date of birth

As soon as you receive the report

Look for the Chase account on the Equifax report

Look through the accounts for the Chase card on which you are an , and compare the account details with the primary cardholder’s account. Chase says its reported information includes the credit limit, balance, payment history and account status. A matching account on your Equifax report is the direct confirmation you need—not a Credit Journey result ([Chase reporting FAQ](https://www.chase.com/personal/credit-bureau-reporting/faq); [Credit Journey terms](https://static.chasecdn.com/content/dam/legal-agreements/library/en/credit-journey-terms-and-conditions/versions/credit-journey-terms-and-conditions.pdf)).

Requirements

Your Equifax credit report
The Chase account details available from the primary cardholder

If the account is missing

Follow up with Chase if the account is absent

Have the primary cardholder call Chase credit-card customer service at 1-800-432-3117. Ask Chase to confirm your authorized-user enrollment date, the identifying details it has for you, and whether it has sent this account information to Equifax. If reported information is incorrect, request a correction or dispute with Chase and/or Equifax using the contact numbers above; Chase expressly permits disputes with either. We cannot give you an official guaranteed arrival date for a new authorized-user account ([Chase customer service](https://www.chase.com/digital/customer-service); [reporting-error FAQ](https://www.chase.com/personal/credit-bureau-reporting/faq)).

Requirements

The report showing no matching account, or Equifax’s response that it could not locate a file
Help from the primary cardholder

Legal sources

This answer uses Equifax’s US registration and report-access instructions, plus Chase’s customer-service information and Credit Journey terms.

myEquifax registration form

The US myEquifax registration form explicitly accepts an ITIN.

myEquifax registration form

Personal information — identification-number field

SSN or ITIN (XXX-XX-XXXX)

Read the full text

Equifax Contact Us

Equifax provides telephone assistance and publishes these customer-service hours.

Equifax Contact Us

By Phone

You can call us to help you with all of these services and products. 1-888-Equifax (1-888-378-4329) Our call center hours are: 9:00 am to 9:00 pm (ET), Monday through Friday, and 9:00 am to 6:00 pm (ET), Saturday and Sunday

Read the full text

Equifax Free Credit Reports

A myEquifax account gives you access to free Equifax reports.

Equifax Free Credit Reports

How can I get a free credit report?

You can also receive free Equifax credit reports with a myEquifax account.

Read the full text

Equifax Identity Verification

You can request a free Equifax report through an alternative to online verification.

Equifax Identity Verification

Identity verification

Or, you can request your free Equifax credit report by phone or mail.

Read the full text

Chase Credit Journey Terms

Chase Credit Journey cannot confirm what appears on your Equifax report.

Chase Credit Journey Terms

Credit-score information; last updated May 2026

Credit Journey can only evaluate the account information that appears on your Experian consumer credit report.

Read the full text

Chase Customer Service

This is Chase’s published credit-card customer-service number.

Chase Customer Service

Credit Card

Card Customer Service: 1-800-432-3117

Read the full text

Chase Credit Reporting FAQ

Chase identifies the account information it reports and allows reporting-error disputes with Chase or the bureau.

Chase Credit Reporting FAQ

Information reported; correcting an error

We send a range of account information, including credit limit, account balance, scheduled monthly payment, payment history and status of the account. If you think we’ve reported information incorrectly, you can dispute it with us and/or with the credit reporting agency.

Read the full text

Equifax Authorized-User Guidance

An authorized user can use the account, while the card owner remains responsible for payments.

Equifax Authorized-User Guidance

What is an authorized user?

An authorized user is someone who has been added to a credit card account by the card's owner. The authorized user can use the card to make purchases, but the card owner must make the payments.

Read the full text

These are the issuers’ official instructions as published on the cited dates or undated pages reviewed on October 13, 2026; procedures can change.

This is general information about official processes, not legal advice, and SettleKit is not a law firm.

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