Answered September 2026

Those prices can be legitimate, but you should treat every $1,500–$1,800 whole-apartment ad as unverified until you confirm the apartment, the advertiser’s identity, and their legal right to sublet it.

“I'm moving to NYC from Italy for three months and seeing studios and 1BR apartments on Craigslist for $1,500–$1,800/month. Are these prices scams, or is it possible to find legitimate sublets at this price?”

Summary

The 2026Q2 citywide median among Realtor.com rental listings was $3,707, so $1,500–$1,800 is unusually low for an entire studio or 1BR. But a properly approved or rent-stabilized sublet can be below market, so the price is a serious warning—not proof by itself.

First identify which legal and verification case applies to each apartment—price alone cannot do that.

Approved four-plus-unit subletbest proof

The has an existing lease, supplies a written sublease, and proves advance landlord consent—or proves completion of the certified-mail process and expiration of the 30-day response period. This is a viable route for you as the . [N.Y. RPL §226-b(2)(a)–(c)]

Rent-stabilized bargainpossible bargain

A verified can legitimately be cheaper than current asking rents. The prime tenant may pass through the applicable sublet allowance, but a fully furnished unit’s furniture increase cannot exceed 10% of lawful rent. [DHCR Fact Sheet #7 (07/2022)]

Small or excluded buildingneeds approval

If the property has fewer than four residential units—or is public housing or a proprietary co-op lease—§226-b does not provide the ordinary statutory right. Proceed only if the prime lease or written owner approval expressly authorizes your three-month sublet. [N.Y. RPL §226-b(2)(a), (3)]

Unverified, payment-first offerdo not pay

Do not proceed when the advertiser will not permit inspection, cannot prove identity and authority, or demands an untraceable advance payment. Those facts match the official rental-scam warnings, regardless of how convincing the photos look. [NY Department of State Consumer Alert, Apr. 16, 2024]

A continuous three-month rental is not a rental for fewer than 30 days; NYC’s entire-home short-term-rental ban matters if the offered term is under 30 days. [NYC311 Short-Term Rental Registration]

Read the full explanation

Watch out for

The price is a warning, not a verdictIn 2026Q2, the median asking rent among all NYC rentals listed on Realtor.com was $3,707. Both $1,500 and $1,800 are below half of that broad benchmark, although a short furnished sublet is not a like-for-like comparison. Treat the discount as a reason for stronger verification—not automatic proof of fraud. [Realtor.com 2026Q2 Rental Report]
“The landlord never objected” is not enoughFor a leased home in a building with at least four residential units, advance written landlord consent is required. Silence counts as consent only after the prime tenant mails the complete request by certified mail and the statutory 30-day response period expires. Require the request, return receipt, attached lease and proposed sublease, and dates—not merely the advertiser’s assurance. [N.Y. RPL §226-b(2)(a)–(c)]
Some homes lack the statutory sublet rightThe four-unit rule does not give the same protection to smaller buildings, and §226-b excludes public housing and proprietary co-op leases. Those sublets may still be possible, but the advertiser must show separate authority in the lease or written owner approval. [N.Y. RPL §226-b(2)(a), (3)]
Rent-stabilized furniture surchargeFor a fully furnished , the furniture increase may not exceed 10% of the lawful rent. A low regulated rent can help explain a bargain, but verify the prime lease and rent instead of accepting “rent stabilized” as a sales claim. [DHCR Fact Sheet #7 (07/2022)]
Application-fee limit covers sublessorsA sublessor’s combined credit- and background-check fee cannot exceed the actual cost or $20, whichever is lower, and it must be waived if you provide a qualifying report from the previous 30 days. The sublessor must also give you the report and its receipt or invoice. [N.Y. RPL §238-a(1)(b)]
Inspect before payingNew York’s Department of State says not to pay advance fees or deposits before an opportunity to inspect the premises. Decline wire transfers, prepaid debit cards, cryptocurrency, and other hard-to-trace payment demands; pay by check or credit card and obtain receipts. [NY Department of State Consumer Alert, Apr. 16, 2024]

Next steps

Follow these steps in order so no money or sensitive documents leave your hands before the listing and sublet authority are verified.

Before sending ID or money

Screen the address and photographs

Search the exact address and compare every result’s rent, owner or company, contact details and availability. Run each photograph through a reverse-image search. Conflicting addresses, contacts or prices are official warning signs. If the advertiser claims to be an agent, look up the name in New York’s eAccessNY system at https://appext20.dos.ny.gov/nydos/nydoslogin.do?header=true and independently call the brokerage’s published office number. [NY Department of State Consumer Alert, Apr. 16, 2024]

Requirements

Full street address and apartment number
Craigslist listing URL
All listing photographs
Advertiser’s full legal name and contact details

Before any application or deposit

Verify the building and inspect the apartment

Open HPD Online at https://hpdonline.nyc.gov/hpdonline/ and review property registration, complaints, violations and any vacate order. For Manhattan, Queens, the Bronx or Brooklyn, use the official ACRIS page at https://www.nyc.gov/site/finance/property/acris.page to compare recorded property documents. Inspect the actual premises in person yourself or through someone you trust; also require the advertiser to appear inside the unit and match their photo ID. Do not pay merely for a promised future viewing.

Requirements

Exact property address
Advertiser’s photo ID
Access to the actual apartment

Before signing

Verify the right to sublet

For a building with at least four residential units, the prime tenant’s certified request must identify the term, your name and permanent and business addresses, the reason for subletting, the prime tenant’s temporary address, any co-tenant or guarantor consent, and attach the proposed sublease plus the prime lease if available. The landlord has 30 days after that request—or after later reasonably requested information—to consent or state reasons; only then can silence count as consent. If the building has fewer than four units or falls within an exclusion, require an express lease provision or written owner approval instead. [N.Y. RPL §226-b(2)(a)–(c), (3)]

Requirements

Advertiser’s current prime lease
Draft sublease naming you and the exact three-month term
Written landlord consent, or the complete certified-mail consent file
Any co-tenant or guarantor consent

After every check passes

Sign first, then pay traceably

The signed agreement should identify both parties, the exact unit, three-month start and end dates, monthly rent, deposit, included furniture and utilities, and the person authorized to receive payment. A sublessor may charge no more than the actual cost or $20 for combined credit/background checks and must waive that fee if you provide a qualifying report issued within the previous 30 days. Pay by check or credit card and obtain a receipt; decline wire transfers, prepaid debit cards, money-transfer apps and cryptocurrency. [N.Y. RPL §238-a(1)(b); NY Department of State Consumer Alert]

Requirements

Completed inspection
Signed sublease
Payment receipt

Legal sources

The answer uses New York statutes, guidance from the New York Department of State and DHCR, NYC311, HPD and Department of Finance records, plus Realtor.com’s 2026Q2 market report.

Realtor.com NYC Rental Report 2026Q2

This provides a broad current benchmark showing how unusually low the Craigslist prices are.

Realtor.com NYC Rental Report 2026Q2

2026Q2

In the second quarter of 2026, the median asking rent for all rental properties listed on Realtor.com in New York City was $3,707, an increase of $164, or 4.6%, compared with a year ago.

Read the full text

NY Department of State Rental-Scam Consumer Alert

The state warns against paying before inspection and identifies safer and riskier payment methods.

NY Department of State Rental-Scam Consumer Alert

Avoid completing background checks, signing a lease agreement or paying any advance fees or deposits before having an opportunity to inspect the premises. Be suspicious if asked to use payment methods that are untraceable. Scammers generally conduct transactions by phone, text message or email and often ask for payment by wire transfer, prepaid debit card, money-transfer app, cryptocurrency, or other methods of payment that are not easily traceable. Instead, pay by check or credit card and get receipts for any payments.

Read the full text

N.Y. RPL §226-b

This establishes the advance-consent rule and the four-unit threshold.

N.Y. RPL §226-b

(2)(a)

A tenant renting a residence pursuant to an existing lease in a dwelling having four or more residential units shall have the right to sublease his premises subject to the written consent of the landlord in advance of the subletting. Such consent shall not be unreasonably withheld.

Read the full text

N.Y. RPL §226-b

This establishes when a landlord must answer and when silence legally becomes consent.

N.Y. RPL §226-b

(2)(c)

Within thirty days after the mailing of the request for consent, or of the additional information reasonably asked for by the landlord, whichever is later, the landlord shall send a notice to the tenant of his consent or, if he does not consent, his reasons therefor. Landlord's failure to send such a notice shall be deemed to be a consent to the proposed subletting.

Read the full text

N.Y. RPL §226-b

This identifies important housing types excluded from the ordinary statutory sublet right.

N.Y. RPL §226-b

(3)

The provisions of this section shall apply to leases entered into or renewed before or after the effective date of this section, however they shall not apply to public housing and other units for which there are constitutional or statutory criteria covering admission thereto nor to a proprietary lease, viz.: a lease to, or held by, a tenant entitled thereto by reason of ownership of stock in a corporate owner of premises which operates the same on a cooperative basis.

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DHCR Fact Sheet #7 (07/2022)

This explains the allowed sublet adjustment and furnished-apartment ceiling for rent-stabilized homes.

DHCR Fact Sheet #7 (07/2022)

Sublets, pages 1–2

The owner may charge the prime tenant the sublet allowance in effect at the start of the lease, if the lease is a renewal lease. The allowance is established by the New York City Rent Guidelines Board Order. The prime tenant may pass this sublet allowance along to the subtenant. If the prime tenant sublets the apartment fully furnished, the prime tenant may charge an additional rent increase for the use of the furniture. This increase may not exceed ten percent of the lawful rent.

Read the full text

NYC311 Short-Term Rental Registration

This distinguishes the user’s three-month sublet from a prohibited under-30-day entire-home rental.

NYC311 Short-Term Rental Registration

Hosts - both owners and tenants - cannot rent out an entire apartment or home to visitors for fewer than 30 days, even if the host owns or lives in the building.

Read the full text

N.Y. RPL §238-a

This sets the credit/background-check fee rule that expressly covers a sublessor.

N.Y. RPL §238-a

(1)(b)

A landlord, lessor, sub-lessor or grantor may charge a fee or fees to reimburse costs associated with conducting a background check and credit check, provided the cumulative fee or fees for such checks is no more than the actual cost of the background check and credit check or twenty dollars, whichever is less, and the landlord, lessor, sub-lessor or grantor shall waive the fee or fees if the potential tenant provides a copy of a background check or credit check conducted within the past thirty days.

Read the full text

NYC HPD Online

HPD Online supplies official building-registration and enforcement information useful when checking an address.

NYC HPD Online

Use HPD Online to find information about your building, which may include: Complaints and Violations Property Registration Charges and Litigation Block and Lot Information Vacate Orders

Read the full text

NYC Department of Finance ACRIS

ACRIS supplies recorded property documents for four of NYC’s five boroughs.

NYC Department of Finance ACRIS

The Automated City Register Information System (ACRIS) allows you to search property records and view document images for Manhattan, Queens, Bronx, and Brooklyn from 1966 to the present.

Read the full text

These are the official rules and published market data on the cited dates; rules and prices change.

This is general information about official processes, not legal advice; SettleKit is not a law firm.

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