Yes—you can use your Canadian credit history for Chase Freedom Flex through Chase’s Nova Credit route, while Capital One Savor offers only a no-impact eligibility check and does not promise to use your Canadian file.

Thanks to our partnership with Nova Credit, you can use the credit history you’ve built in the United Kingdom and Canada — with more countries to be added soon — when applying for select Chase cards. Apply for Freedom Unlimited or Freedom Flex. Please note: While Nova Credit is currently only available for Freedom Unlimited and Freedom Flex, more Chase cards will be added in the future. While completing your application, check the box letting us know that you have international credit history you want us to consider. If necessary, you'll receive additional instructions on how to submit your international credit history after completing the initial application.

No annual fee. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase Travel SM , 3% on dining including takeout and drug stores, and 1% on all other purchases.

Unfortunately, you cannot merge your Canadian and U.S. credit reports because of differences in U.S. and Canadian laws.

Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact. Credit Level: EXCELLENT. $0 annual fee. Earn unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services.

We use your Canadian credit history to consider your application, and your new U.S. card can help toward building your U.S. credit — setting you up for whatever comes next. Be 18 years or older and live in Canada or the U.S. Have a SIN or SSN. Have a government ID. Have your client card number (16-digit number on your card).

Apply using the address in the country you are moving to. We may use your Account history to make a decision on your application.

To be eligible for a new Card in the U.S., your existing Card must be issued by American Express, you must be the primary Cardholder, and have held the Card for at least 3 months. Your Card Account must be open and in good standing at the time you apply for a new Card in the U.S. Please have your existing Account details, U.S. home address, U.S. home phone number, U.S. bank details, passport details, employment details, and Social Security Number or Individual Taxpayer Identification Number available.

Having at least $250 in Chase checking or savings accounts increases your chances of being approved. With Chase Freedom Rise, you can establish credit and earn 1.5% cash back on all purchases.

A $49, $99 , or $200 minimum deposit opens your account with an initial credit line of at least $200. Your card status will be regularly reported to the three major credit bureaus.

Credit card applications are open to U.S. residents — in other words, people with a mailing address in the U.S. who are over 18 and either have a Social Security Number (SSN) or Individual Tax Identification Number (ITIN). Any time you apply for credit or a loan, the creditor or lender will order a copy of your credit report. This is known as a "hard inquiry." A significant number of hard inquiries may indicate that you are looking for credit and could lower your credit score.

§ 1026.51(a)(1)(i)

(i) Consideration of ability to pay. A card issuer must not open a credit card account for a consumer under an open-end (not home-secured) consumer credit plan, or increase any credit limit applicable to such account, unless the card issuer considers the consumer's ability to make the required minimum periodic payments under the terms of the account based on the consumer's income or assets and the consumer's current obligations.

§ 1002.6(b)(7) and Official Interpretation

(7) Immigration status. A creditor may consider the applicant's immigration status or status as a permanent resident of the United States, and any additional information that may be necessary to ascertain the creditor's rights and remedies regarding repayment. The applicant's immigration status and ties to the community (such as employment and continued residence in the area) could have a bearing on a creditor's ability to obtain repayment.

A student is anyone currently enrolled, or admitted and planning to enroll in the next 3 months, at an accredited university, community college or other higher education institution. Checking your eligibility lets you see offers in as little as 90 seconds with no credit score impact.

To establish and maintain a positive credit history, you need to use credit responsibly. That means doing things like paying bills on time, keeping any credit card balances low and not applying for too much credit at once.