You can apply for OHP or OHP Bridge without a job and enroll through your move-from-Italy Marketplace window, but Marketplace coverage normally starts the next month—not the day you establish Oregon residence—and renting will require a criteria-friendly landlord rather than guaranteed approval.

§ 155.305(a)(3)(i)(A)

( A ) Is the service area of the Exchange in which he or she resides, including without a fixed address; or

§ 155.420(b)(1), (c)(1), (d)(5), (d)(7)

( 7 ) The qualified individual or enrollee, or his or her dependent, gains access to new QHPs as a result of a permanent move and— ( 5 ) Prior coverage requirement. Qualified individuals who are required to demonstrate coverage in the 60 days prior to a qualifying event can either demonstrate that they had minimum essential coverage as described in 26 CFR 1.5000A-1(b) or demonstrate that they had coverage as described in paragraphs (d)(1)(iii) or (iv) of this section for 1 or more days during the 60 days preceding the date of the qualifying event; lived in a foreign country or in a United States territory for 1 or more days during the 60 days preceding the date of the qualifying event; are an Indian as defined by section 4 of the Indian Health Care Improvement Act; or lived for 1 or more days during the 60 days preceding the qualifying event or during their most recent preceding enrollment period, as specified in §§ 155.410 and 155.420 , in a service area where no qualified health plan was available through the Exchange. ( 1 ) General rule. Unless specifically stated otherwise herein, a qualified individual or enrollee has 60 days from the date of a triggering event to select a QHP. ( 1 ) Regular effective dates. Except as specified in paragraphs (b)(2) and (3) of this section, for a QHP selection received by the Exchange from a qualified individual, the Exchange must ensure a coverage effective date of the first day of the month following the QHP selection; except that before January 1, 2025, for a QHP selection received by the Exchange from a qualified individual between the sixteenth and the last day of any month, the Exchange may ensure a coverage effective date of the first day of the second month following QHP selection.

OHP covers medical, dental, prescription and behavioral health care at no cost to members. You Can Apply for OHP at Any Time of the Year. To apply for OHP online, go to ONE.Oregon.gov and click "Apply Now." You will need to create a new ONE account if you don't already have one.

OHP Bridge income guidance

Adults with monthly income above 138% FPL and annual income between 133% – 200% FPL can be evaluated for the OHP Bridge — Basic Health Program (BHP)

OHP Bridge will cover adults up to age 65 who: Have income above traditional OHP Plus limits and between 133 to 200 percent of the FPL, Do not have access to affordable health insurance, and Have an eligible citizenship or immigration status to qualify. Just like OHP Plus, OHP Bridge has no member costs. That means no premiums, no co-payments, no coinsurance and no deductibles.

(2)(a)-(b)

(a) For all HSD Medical programs except OHP Bridge - Basic Health Program (see OAR 410-200-0438) and the Extended Medical Assistance (EXT) program (see OAR 410-200-0440), the effective date is: (A) The earliest date of eligibility within the month in which the Date of Request is established; or (B) If ineligible within the month in which the Date of Request was established, the first day within the following month in which the client is determined to be eligible. (b) For OHP Bridge - Basic Health Program: (A) When the determination of eligibility is made on or before the 15th day of a month, the effective date of coverage is on the first day of the month following the month in which the determination was made; or (B) When the determination of eligibility is made on or after the 16th day of a month, the effective date of coverage is the first day of the month following the next month.

§ 435.407(a)(1)

A U.S. passport, including a U.S. Passport Card issued by the Department of State, without regard to any expiration date as long as such passport or Card was issued without limitation.

§ 435.603(f)(1)-(2)

( 1 ) Basic rule for taxpayers not claimed as a tax dependent. In the case of an individual who expects to file a tax return for the taxable year in which an initial determination or renewal of eligibility is being made, and who does not expect to be claimed as a tax dependent by another taxpayer, the household consists of the taxpayer and, subject to paragraph (f)(5) of this section, all persons whom such individual expects to claim as a tax dependent. ( 2 ) Basic rule for individuals claimed as a tax dependent.

ORS 90.295; ORS 90.304

A landlord may only require an applicant to pay a single applicant screening charge within any 60-day period, regardless of the number of rental units owned or managed by the landlord for which the applicant has applied to rent. A landlord may not require payment of an applicant screening charge unless prior to accepting the payment the landlord: (a) Adopts written screening or admission criteria; If a landlord denies an application after the landlord’s application of screening or admissions criteria, within 14 days of the denial the landlord must provide the applicant with a written statement of one or more reasons for the denial.

Start your Marketplace application now to apply for coverage and financial help.

Once you enroll in a plan, your coverage won't start until you pay your first premium. You'll pay your premiums directly to the insurance company — not the Marketplace.

The notification is called an adverse action notice, and it must: Be given in writing, orally, or electronically Provide the name, address, and phone number of the company that provided the report Explain your right to a free copy of the report, if you request it within 60 days of the adverse action Explain your right to dispute inaccurate information An adverse action not only includes being denied a rental. It could also include: Requiring a co-signer on the rental agreement or lease Requiring a larger deposit or a higher rent payment than other applicants

Low-Barrier Screening Criteria; Conditional Approval; Appeals

2. Insufficient credit history, unless an applicant in bad faith withholds credit history information that might otherwise form the basis for a denial If an applicant does not meet the minimum income ratios, a landlord may require additional and documented security from a guarantor, or in the form of an additional security deposit [pursuant to Subsection 30.01.087 A]. The landlord should communicate this conditional approval in writing, and indicate the amount of additional security. An applicant will have no less than 48 hours to accept or decline this opportunity. A landlord is required to offer an opportunity for appeal, for 30 days following the denial of an application.

Exemptions

3. Shared Dwelling Units with a Landlord