I am getting my ITIN soon and want to use AMEX Global Transfer with my US mail forwarding address. Will AMEX accept a Wise account as my checking account, or do I need to travel to the US to open a traditional checking account like Bank of America?
You can establish a US banking relationship and apply for American Express Global Transfer from abroad, but the documents do not confirm if Amex accepts Wise or if Bank of America requires an in-person visit.
You can cross the travel worry off your list. Even if a traditional bank requires an in-person visit, you have alternative ways to open a US bank account from your home country.
You asked if American Express will accept a Wise account as your checking account. The provided documents do not settle whether American Express Global Transfer accepts fintech accounts like Wise.
You also asked if you need to travel to the US to open a traditional checking account like Bank of America. The documents do not settle whether traditional banks strictly require non-resident ITIN holders to open checking accounts in person.
